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Get StartedGumroad works for courses and ebooks, but it was never designed for serious digital goods commerce. Sellvy gives you crypto payments across 14 coins, fees starting at 5% (vs Gumroad's 10% free tier), serial key management with atomic claiming, and 6 product types purpose-built for the digital goods economy.
Gumroad is a general-purpose creator platform. Sellvy is a specialized digital goods commerce engine. Here is where the differences matter most for your bottom line.
| Feature | Gumroad | Sellvy |
|---|---|---|
| Cryptocurrency payments | 14 coins, 10 chains | |
| Transaction fee (free plan) | 10% | 5% |
| 0% fee tier available | Business plan | |
| Serial key management | ||
| Product types | Downloads, memberships | 6 types with variants |
| Atomic stock claiming | ||
| Stripe payments | ||
| PayPal integration | ||
| CashApp support | ||
| Fraud detection | Basic | AI 9-factor scoring |
| Custom storefronts | Customizable profile | 10 premium themes |
| Custom domains | Paid plans | |
| Product variants | Limited (versions) | Full variant support |
| API and webhooks | API available | REST API + 20+ webhooks |
| Embeddable checkout SDK | Overlay widget | Shadow DOM SDK |
| Email marketing | Built-in workflows | |
| Replacement keys |
Gumroad processes payments through Stripe only — no cryptocurrency option at all. In 2026, that means turning away a significant segment of buyers who prefer to pay with BTC, ETH, USDT, and other digital currencies. Sellvy's SellvyPay Custodial system accepts 14 coins across 10 blockchain networks with automatic on-chain monitoring, confirmation tracking, and scheduled payouts. You receive funds into platform-managed wallets, and we handle the complexity of blockchain settlement so you do not have to run a node or manage private keys.
Gumroad's free plan charges 10% per transaction — one of the highest rates in the industry. They offer paid plans with lower rates, but you are paying a subscription upfront before you have even made a sale. Sellvy starts at 5% on the free plan — half of Gumroad's free tier — and drops to 2% on Pro and 0% on Business. At $50,000 per month on a Business plan, you keep every dollar of platform fees. Sellvy is built to grow with you, and the savings compound as your volume increases.
Gumroad is designed for creators selling courses, ebooks, and memberships. Sellvy is purpose-built for digital goods commerce: serial keys with atomic claiming so the same key never gets sold twice, digital downloads with secure delivery, services with custom fulfillment, subscriptions, dynamic webhooks for automated delivery, and bundles that combine multiple products. Each product type supports variants with different prices, delivery methods, and stock levels. Replacement key issuance, batch stock management, and per-product payment method selection are all standard.
On free plans, Gumroad takes 10%per transaction. Sellvy's free plan takes 5% — half the cost with no upfront subscription. At $10,000/month in sales, that is $500/month saved. On a Business plan, platform fees drop to 0%.
Join digital goods sellers who chose Sellvy for crypto payments, lower fees, and tools built specifically for their business. Your first store is free forever.
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